Group Product Manager, Integrity & Risk at Adyen
Sofia Kosiborod
Experienced product leader with expertise in fintech, risk management, and digital commerce. Currently leading a team of 6 Product Managers at Adyen, driving the vision for next-generation risk platforms. Proven track record of delivering measurable results, reducing operational workload by 20% through automation while ensuring regulatory compliance and business growth.
Experience
Group Product Manager, Integrity & Risk
Adyen | Amsterdam
Lead and mentor a team of 6 Product Managers/Senior Product Managers shaping the future of Adyen's Integrity & Risk framework. Driving the vision for a next-generation risk platform — a unified, data-driven, and adaptive ecosystem designed for scale, precision, and proactive risk management. Reduced merchant operations workload by 20% through automation and smarter workflows.
Product Lead, Digital Commerce
Abcam | Amsterdam
Defined and executed digital commerce strategy in a B2B2C model. Drove the shift from offline to digital ordering, evolving online orders from partial manual handling to 100% zero-touch fulfillment. Led migration from legacy ERP to Oracle ERP, building and integrating APIs with external services to support B2B2C commerce.
Senior Product Manager, FinTech
Booking.com | Amsterdam
Defined and implemented partner payout strategy, improving US small-partner payout experience by removing compliance risks and reducing inbound support by 80%. Pivoted during COVID to automate chargeback processes for Virtual Credit Cards, reducing operational workload by 90%. Enhanced Pay-In service, improving card authorization rates by 10%.
Product Owner, Content Management & Digital Marketing
Backbase | Amsterdam
Owned roadmap and delivery for a core Backbase platform component. Increased velocity and transformed the team into the top performer in the department within six months. Implemented R&D processes to gather early and continuous field feedback.
Account Director & Product Manager
Amstelnet | Amsterdam & NYC
Managed software accounts for global publishers (The Economist, Financial Times, WSJ, Washington Post). Initiated and led research/ideation/implementation of the SAAS platform, which became core product offering. Integrated multiple PSPs (Ingenico, WorldPay, Braintree, Adyen) to support subscriptions globally.
Marketing Manager (Internship)
Prescan | Moscow & Hengelo
Conducted market analysis, branding, and pricing strategy. Opened and ran the Moscow branch.
Education
MSc Marketing
Vrije Universiteit Amsterdam | 2006 - 2007
MSc (Hons) International Marketing
State University of Management, Moscow | 2001 - 2006
BSc Marketing Management
Saxion Hogeschool, Enschede | 2004 - 2006
Certifications
Certified Scrum Master
2014
Certified Scrum Product Owner
2015
Google Squared — Digital Marketing
2016
Skills
Risk Management
Product Strategy
FinTech
Digital Commerce
Payment Processing
Compliance & Regulatory
Team Leadership
B2B2C Strategy
API Integration
Process Automation
Data-Driven Solutions
Cross-functional Collaboration
Agile/Scrum
Global Platform Scaling
Extracurricular
Director
Equal Chance
Non-profit supporting education access in Cambodia. Leading initiatives to improve educational opportunities for underserved communities.
Guest Speaker
PPA Conference, London
Presented on product management best practices and fintech industry trends to industry professionals.